Average insurance rates across 32 cities in Connecticut
| City | Population | Home /yr | Auto /yr | Health | Renters |
|---|---|---|---|---|---|
| Waterbury | 202,422 | $2,299 | $2,420 | $619/mo | $23/mo |
| Danbury | 180,143 | $2,299 | $2,420 | $619/mo | $23/mo |
| Norwich | 166,885 | $2,299 | $2,420 | $619/mo | $23/mo |
| Bridgeport | 148,529 | $2,318 | $2,440 | $620/mo | $23/mo |
| Stamford | 135,470 | $2,584 | $2,720 | $632/mo | $26/mo |
| New Haven | 134,023 | $2,185 | $2,300 | $614/mo | $22/mo |
| Hartford | 121,054 | $2,128 | $2,240 | $611/mo | $21/mo |
| Norwalk | 91,050 | $2,299 | $2,420 | $619/mo | $23/mo |
| New Britain | 74,212 | $2,299 | $2,420 | $619/mo | $23/mo |
| Bristol | 61,052 | $2,299 | $2,420 | $619/mo | $23/mo |
| Meriden | 60,556 | $2,299 | $2,420 | $619/mo | $23/mo |
| West Haven | 55,336 | $2,299 | $2,420 | $619/mo | $23/mo |
| Milford city | 50,664 | $2,299 | $2,420 | $619/mo | $23/mo |
| Middletown | 48,152 | $2,299 | $2,420 | $619/mo | $23/mo |
| Shelton | 41,206 | $2,299 | $2,420 | $619/mo | $23/mo |
Connecticut residents pay an average of $1,900 per year for home insurance and $2,000 for auto insurance. Connecticut follows an at-fault insurance system, meaning the driver who caused the accident is responsible for damages. The minimum auto liability coverage required is 25/50/25.
Health insurance in Connecticut averages $600 per month for an individual Silver marketplace plan. The weather risk level is medium, with moderate natural disaster risk. Top insurance providers in Connecticut include Amica, State Farm, Travelers.
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Policygenius The ZebraThe average home insurance cost in Connecticut is $1,900 per year. Rates range from $1,200 to $2,700 depending on home value, location, and coverage level.
Auto insurance in Connecticut averages $2,000 per year for full coverage. The state minimum coverage is 25/50/25.
Connecticut has moderate insurance costs, with home insurance at $1,900/yr and auto at $2,000/yr compared to national averages of $2,300 and $1,800 respectively.
Connecticut requires minimum liability coverage of 25/50/25 (bodily injury per person / per accident / property damage in thousands). It follows an at-fault system.
Last updated: March 2026. Insurance cost estimates are averages for informational purposes.