Insurance Cost in Little Chute, Wisconsin

Compare average insurance rates in Little Chute for 2026

Home
$910
/year
Auto
$1183
/year
Health
$483
/month
Life
$21
/month
Renters
$12
/month

Home Insurance in Little Chute, WI

The average cost of homeowners insurance in Little Chute, Wisconsin is $910 per year in 2026. This compares to the state average of $1,000 per year.

$910 per year (avg in Little Chute)
$592 WI avg: $1,000 $1320

Factors Affecting Home Insurance in Little Chute

Home Value
Average: $260,000
Weather Risk
low
Flood Zone
4% of properties
Cost Index
0.91 (100 = national avg)

Home Insurance Coverage Comparison

Coverage Tier Dwelling Coverage Personal Property Liability Est. Annual Cost
Basic (HO-1) $208,000 $104,000 $100,000 $682
Standard (HO-3) $260,000 $130,000 $300,000 $910
Premium (HO-5) $325,000 $195,000 $500,000 $1,228

Auto Insurance in Little Chute, WI

The average annual cost of auto insurance in Little Chute is $1,183, compared to the Wisconsin state average of $1,300.

$1,183 per year (avg in Little Chute)
$728 WI avg: $1,300 $1684
Minimum Coverage in Wisconsin: 25/50/10

Auto Insurance Coverage Comparison

Coverage Level Liability Collision Comprehensive Est. Annual Cost
Liability Only State Minimum None None $650
Full Coverage 100/300/100 $500 deductible $500 deductible $1,183
Premium 250/500/250 $250 deductible $250 deductible $1,537

Health Insurance in Little Chute, WI

The average monthly health insurance premium in Little Chute is $483 per month. Costs vary significantly based on plan tier, age, tobacco use, and household size.

$483 per month (avg individual plan)

Health Insurance Plan Tiers

Plan Tier Avg Monthly Premium Typical Deductible Out-of-Pocket Max Best For
Bronze $347 $7,000 $9,100 Healthy, low usage
Silver $483 $4,500 $9,100 Moderate usage
Gold $603 $1,650 $8,700 Regular medical needs
Platinum $724 $0 $4,500 High usage / families

Life Insurance & Renters Insurance in Little Chute

💰 Life Insurance

$21
per month (20-year term, $500K)

Life insurance rates in Wisconsin are based on age, health, and coverage amount. A healthy 35-year-old can expect to pay around $21/mo for a 20-year term policy with $500,000 coverage.

🏢 Renters Insurance

$12
per month (avg in Little Chute)

Renters insurance in Little Chute covers personal belongings, liability, and additional living expenses. The state average is $/mo. Most policies include $30K–$50K in personal property coverage.

Insurance Cost Calculator for Little Chute

Estimate your total annual insurance costs based on your personal profile.

$260,000
2022
35
2
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Frequently Asked Questions

The average home insurance cost in Little Chute, WI is $910 per year for a standard HO-3 policy. Rates range from $592 to $1,320 depending on your home value, coverage level, deductible, and specific risk factors.
The average auto insurance premium in Little Chute is $1,183 per year for full coverage. Liability-only coverage averages around $532 per year. Wisconsin requires minimum coverage of 25/50/10.
Insurance costs in Little Chute are close to the national average (cost index: 0.91). Home insurance averages $910/yr and auto insurance $1,183/yr. Relatively moderate costs reflect the area's manageable risk profile.
Key factors include: local cost of living (index: 0.91), moderate natural disaster risk, average home values ($260,000), your personal claims history, credit score, and at-fault insurance laws in Wisconsin.
Top strategies: bundle home and auto (save 10-25%), raise deductibles, maintain good credit, compare quotes from 3+ insurers annually, and ask about available discounts. Little Chute residents can potentially save $419+ per year.
Wisconsin requires minimum auto liability coverage of 25/50/10 (bodily injury per person / per accident / property damage in thousands). This is the legal minimum, but most experts recommend higher limits for adequate protection.

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Insurance Costs in Nearby Cities

Milwaukee, WI

Home Insurance $2,116/yr
Auto Insurance $1,656/yr

Madison, WI

Home Insurance $2,093/yr
Auto Insurance $1,638/yr

Appleton, WI

Home Insurance $2,093/yr
Auto Insurance $1,638/yr

Racine, WI

Home Insurance $2,093/yr
Auto Insurance $1,638/yr

Frankfort, IL

Home Insurance $2,254/yr
Auto Insurance $1,764/yr

St. Joseph, MI

Home Insurance $2,116/yr
Auto Insurance $1,656/yr

Vadnais Heights, MN

Home Insurance $2,392/yr
Auto Insurance $1,872/yr

Ravenna, OH

Home Insurance $2,070/yr
Auto Insurance $1,620/yr

Last updated: March 2026. Data sourced from state insurance departments, NAIC, and industry averages.