Home Insurance in Milwaukee, WI
The average cost of homeowners insurance in Milwaukee, Wisconsin is $920 per year in 2026. This compares to the state average of $1,000 per year.
Factors Affecting Home Insurance in Milwaukee
Average: $260,000
low
4% of properties
0.92 (100 = national avg)
Home Insurance Coverage Comparison
| Coverage Tier | Dwelling Coverage | Personal Property | Liability | Est. Annual Cost |
|---|---|---|---|---|
| Basic (HO-1) | $208,000 | $104,000 | $100,000 | $690 |
| Standard (HO-3) | $260,000 | $130,000 | $300,000 | $920 |
| Premium (HO-5) | $325,000 | $195,000 | $500,000 | $1,242 |
Auto Insurance in Milwaukee, WI
The average annual cost of auto insurance in Milwaukee is $1,196, compared to the Wisconsin state average of $1,300.
Auto Insurance Coverage Comparison
| Coverage Level | Liability | Collision | Comprehensive | Est. Annual Cost |
|---|---|---|---|---|
| Liability Only | State Minimum | None | None | $657 |
| Full Coverage | 100/300/100 | $500 deductible | $500 deductible | $1,196 |
| Premium | 250/500/250 | $250 deductible | $250 deductible | $1,554 |
Health Insurance in Milwaukee, WI
The average monthly health insurance premium in Milwaukee is $484 per month. Costs vary significantly based on plan tier, age, tobacco use, and household size.
Health Insurance Plan Tiers
| Plan Tier | Avg Monthly Premium | Typical Deductible | Out-of-Pocket Max | Best For |
|---|---|---|---|---|
| Bronze | $348 | $7,000 | $9,100 | Healthy, low usage |
| Silver | $484 | $4,500 | $9,100 | Moderate usage |
| Gold | $605 | $1,650 | $8,700 | Regular medical needs |
| Platinum | $726 | $0 | $4,500 | High usage / families |
Life Insurance & Renters Insurance in Milwaukee
💰 Life Insurance
Life insurance rates in Wisconsin are based on age, health, and coverage amount. A healthy 35-year-old can expect to pay around $21/mo for a 20-year term policy with $500,000 coverage.
🏢 Renters Insurance
Renters insurance in Milwaukee covers personal belongings, liability, and additional living expenses. The state average is $/mo. Most policies include $30K–$50K in personal property coverage.
Insurance Cost Calculator for Milwaukee
Estimate your total annual insurance costs based on your personal profile.
Frequently Asked Questions
Compare Insurance Quotes in Milwaukee
Get personalized quotes from top insurers in Wisconsin. Compare rates in minutes.
Insurance Costs in Nearby Cities
Last updated: March 2026. Data sourced from state insurance departments, NAIC, and industry averages.