Compare average insurance rates in Weston for 2026
🏠
Home
$910
/year
🚗
Auto
$1183
/year
🏥
Health
$483
/month
💰
Life
$21
/month
🏢
Renters
$12
/month
Home Insurance in Weston, WI
The average cost of homeowners insurance in Weston, Wisconsin is $910 per year in 2026. This compares to the state average of $1,000 per year.
$910per year (avg in Weston)
$592WI avg: $1,000$1320
Factors Affecting Home Insurance in Weston
🏠
Home Value Average: $260,000
🌪
Weather Risk low
🌊
Flood Zone 4% of properties
📈
Cost Index 0.91 (100 = national avg)
Home Insurance Coverage Comparison
Coverage Tier
Dwelling Coverage
Personal Property
Liability
Est. Annual Cost
Basic (HO-1)
$208,000
$104,000
$100,000
$682
Standard (HO-3)
$260,000
$130,000
$300,000
$910
Premium (HO-5)
$325,000
$195,000
$500,000
$1,228
Auto Insurance in Weston, WI
The average annual cost of auto insurance in Weston is $1,183, compared to the Wisconsin state average of $1,300.
$1,183per year (avg in Weston)
$728WI avg: $1,300$1684
📋
Minimum Coverage in Wisconsin: 25/50/10
Auto Insurance Coverage Comparison
Coverage Level
Liability
Collision
Comprehensive
Est. Annual Cost
Liability Only
State Minimum
None
None
$650
Full Coverage
100/300/100
$500 deductible
$500 deductible
$1,183
Premium
250/500/250
$250 deductible
$250 deductible
$1,537
Health Insurance in Weston, WI
The average monthly health insurance premium in Weston is $483 per month. Costs vary significantly based on plan tier, age, tobacco use, and household size.
$483per month (avg individual plan)
Health Insurance Plan Tiers
Plan Tier
Avg Monthly Premium
Typical Deductible
Out-of-Pocket Max
Best For
Bronze
$347
$7,000
$9,100
Healthy, low usage
Silver
$483
$4,500
$9,100
Moderate usage
Gold
$603
$1,650
$8,700
Regular medical needs
Platinum
$724
$0
$4,500
High usage / families
Life Insurance & Renters Insurance in Weston
💰 Life Insurance
$21
per month (20-year term, $500K)
Life insurance rates in Wisconsin are based on age, health, and coverage amount. A healthy 35-year-old can expect to pay around $21/mo for a 20-year term policy with $500,000 coverage.
🏢 Renters Insurance
$12
per month (avg in Weston)
Renters insurance in Weston covers personal belongings, liability, and additional living expenses. The state average is $/mo. Most policies include $30K–$50K in personal property coverage.
Insurance Cost Calculator for Weston
Estimate your total annual insurance costs based on your personal profile.
The average home insurance cost in Weston, WI is $910 per year for a standard HO-3 policy. Rates range from $592 to $1,320 depending on your home value, coverage level, deductible, and specific risk factors.
The average auto insurance premium in Weston is $1,183 per year for full coverage. Liability-only coverage averages around $532 per year. Wisconsin requires minimum coverage of 25/50/10.
Insurance costs in Weston are close to the national average (cost index: 0.91). Home insurance averages $910/yr and auto insurance $1,183/yr. Relatively moderate costs reflect the area's manageable risk profile.
Key factors include: local cost of living (index: 0.91), moderate natural disaster risk, average home values ($260,000), your personal claims history, credit score, and at-fault insurance laws in Wisconsin.
Top strategies: bundle home and auto (save 10-25%), raise deductibles, maintain good credit, compare quotes from 3+ insurers annually, and ask about available discounts. Weston residents can potentially save $419+ per year.
Wisconsin requires minimum auto liability coverage of 25/50/10 (bodily injury per person / per accident / property damage in thousands). This is the legal minimum, but most experts recommend higher limits for adequate protection.
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