Average insurance rates across 13 cities in Wyoming
| City | Population | Home /yr | Auto /yr | Health | Renters |
|---|---|---|---|---|---|
| Cheyenne | 78,204 | $1,698 | $1,310 | $806/mo | $14/mo |
| Casper | 66,876 | $1,698 | $1,310 | $806/mo | $14/mo |
| Gillette | 33,158 | $1,698 | $1,310 | $806/mo | $14/mo |
| Laramie | 31,735 | $1,698 | $1,310 | $806/mo | $14/mo |
| Rock Springs | 23,361 | $1,698 | $1,310 | $806/mo | $14/mo |
| Sheridan | 18,807 | $1,698 | $1,310 | $806/mo | $14/mo |
| Evanston | 11,801 | $1,698 | $1,310 | $806/mo | $14/mo |
| Green River | 11,772 | $1,698 | $1,310 | $806/mo | $14/mo |
| Jackson | 10,748 | $1,698 | $1,310 | $806/mo | $14/mo |
| Riverton | 10,733 | $1,698 | $1,310 | $806/mo | $14/mo |
| Cody | 10,081 | $1,698 | $1,310 | $806/mo | $14/mo |
| Rawlins | 8,287 | $1,698 | $1,310 | $806/mo | $14/mo |
| Lander | 7,561 | $1,698 | $1,310 | $806/mo | $14/mo |
Wyoming residents pay an average of $1,750 per year for home insurance and $1,350 for auto insurance. Wyoming follows an at-fault insurance system, meaning the driver who caused the accident is responsible for damages. The minimum auto liability coverage required is 25/50/20.
Health insurance in Wyoming averages $810 per month for an individual Silver marketplace plan. The weather risk level is medium, with moderate natural disaster risk. Top insurance providers in Wyoming include State Farm, Mountain West Farm Bureau, Farmers.
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Policygenius The ZebraThe average home insurance cost in Wyoming is $1,750 per year. Rates range from $1,100 to $2,500 depending on home value, location, and coverage level.
Auto insurance in Wyoming averages $1,350 per year for full coverage. The state minimum coverage is 25/50/20.
Wyoming has below-average insurance costs, with home insurance at $1,750/yr and auto at $1,350/yr compared to national averages of $2,300 and $1,800 respectively.
Wyoming requires minimum liability coverage of 25/50/20 (bodily injury per person / per accident / property damage in thousands). It follows an at-fault system.
Last updated: March 2026. Insurance cost estimates are averages for informational purposes.